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Synopsis

WHAT IF YOU COULD HAVE

  • No credit card debt?
  • Money in the bank to fund your dreams?

Credit card debt affects your relationships, health, job and good name.

WHAT IS THIS FULL BOOK ABOUT?

It provides you with the knowledge and tools to regain your life by making informed choices to conquer your card debt.

BENEFITS FROM THIS BOOK

Apply what you learn and transform your financial life.

  • Experience the freedom of being debt-free and having money for the important things in your life
  • Eliminate excessive fees, reduce interest and use credit cards responsibly to your advantage
  • Create your financial framework - a budget, cash flow, net worth statement & financial plan
  • Negotiate to clean your credit report
  • Discover how credit cards work and how to handle credit card fraud
  • Develop your financial & other goals and build a legacy.

FOUR STEPS TO FREEDOM

This book explains the two popular methods to pay off your credit card debt:

  • Avalanche
  • Snowball.

It introduces the proven Four Steps To Freedom from credit card debt and:

  • covers 8 classical warning signs that alert you to the danger you face.
  • vividly shows the staggering waste of time & money if you make only minimum payments on your debt.

YOU ARE NOT ALONE

  • 7 in 10 financially distressed people have too much card debt
  • 4 in 10 don’t pay off their cards or make minimum payments
  • Only 3 in 10 people pay their cards in full every month.

YOUR BASIC NEEDS

The size of your debt & the amount you pay off monthly will determine how long it will take to become debt-free.

But don’t forget your basic needs as you develop your budget and repayment amount.

BEWARE QUICK FIXES

Beware quick fixes & offers of help that are too good to believe. It took time to get into debt. It will take time to get out of it.

TWO ALTERNATIVES

This method will help you pay off your debt effectively, responsibly & quickly if you make the right choices and stay disciplined.

The alternative is a debt-cloud hanging over your head for many more years.

THE FULL FEATURE BOOK

This book covers three parts:

Part One: Plan & Execute Your Escape

Looks at the present: how to get rid of credit card debt. It helps to establish your financial status, explore options & make the right decisions to tackle your debt.

  • Ch 1: Introduction & Benefits
  • Ch 2: Most Popular Approaches
  • Ch 3: Tackle the Problem
  • Ch 4: Alternative Options of a Negotiated Settlement & Debt.

Part Two: Manage Your Financials

Looks at the mid-term: how to maintain control of your finances through a budget & financial plan, how to minimize credit card rates & fees, and 28 questions on credit cards with definitions of “credit card speak”.

  • Ch 5: Money Matters & Your Financial Plan
  • Ch 6: The Use of Plastic as Money
  • Ch 7: Fraud & How to Handle It.

Part Three: Freedom & Life after Your Escape

Looks at the long-term: Life beyond your card issue & how to establish your Long Term Goals.

  • Ch 8:  You are Free, What Now?
  • Ch 9:  Your Longer Term Goals
  • Ch 10: Your Good Name
  • Ch 11: Technology & You
  • Ch 12: Summary

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