The financial crisis exposed the potentially unsavory results of the interaction between low- and moderate income households and alternative and mainstream financial institutions. Many households were overleveraged or paid high costs for financial services, while others lacked access to useful financial products that can cushion against economic instability. The financial services system is not well designed to serve low- and moderate-income households, leaving them without financial slack...

An " engrossing collection of rigorously researched articles" from Elizabeth Warren, Jared Bernstein, William Julius Wilson, and more ( Publishers Weekly).Can the wealthiest nation in the world do anything to combat the steadily rising numbers of Americans living in poverty—or the tens of millions of Americans living in "near poverty"? In this book, some of the country's most prominent scholars, businesspeople, and community activists answ...

If you've caught a virus and never recovered, you're not alone – you are among millions of long haulers who the medical community have no answers for. Like so many, you want answers about chronic fatigue syndrome and long Covid.For decades there have been cases of chronic fatigue syndrome and scientists around the world have been stumped. Even now, after a global pandemic and millions suffering long haul symptoms, an official treatment hasn't been agreed upon.Sadly, the ave...

Michael Barr explores the complex and covert networks of power at work in one of the world's most prosperous countries - the city-state of Singapore. He argues that the contemporary networks of power are a deliberate project initiated and managed by Lee Kuan Yew - former prime minister and Singapore's 'founding father' - designed to empower himself and his family. Barr identifies the crucial institutions of power - including the country's sovereign wealth funds, and the government-linked c...

Incredible Tales of a Special Education Teacher is a humorous, thought-provoking fictional adventure of a teacher working with special needs juveniles diagnosed with behavioral, social, and emotional needs. The story follows a teacher Kevin Matthews, from his initial experiences in inner city Wilmington during desegregation and accompanies his adventures teaching in an urban middle school and high school environment. After eight years in Delaware, he decides to continue his career as a tea...

Meltdown reveals how the Consumer Financial Protection Bureau was able to curb unsafe and unfair practices that led to the 2008 financial crisis. In interviews with key government, industry, and advocacy groups along with deep archival research, Kirsch and Squires show where the CFPB was able to overcome many abusive practices, where it was less able to do so, and why.Open for business in 2011, the CFPB was Congress's response to the financial catastrophe ...

From soda fountains to beer gardens, celebrate the founders of Fredericksburg's feasts. Fredericksburg's heritage of dining hospitality is full of unforgettable corner booths and legendary roadside stands. The Crown Saloon gave pioneer teamsters a welcome chance to wet their whistle, while the Manhattan Cafe brought pickled herring and other delicacies of the 1920s to the Hill Country frontier. At the state's first wine festival, Haversack Winery treated guests to a 2,100 lb. chunk of ched...

If you have programming experience and a familiarity with C--the dominant language in embedded systems--Programming Embedded Systems, Second Edition is exactly what you need to get started with embedded software. This software is ubiquitous, hidden away inside our watches, DVD players, mobile phones, anti-lock brakes, and even a few toasters. The military uses embedded software to guide missiles, detect enemy aircraft, and pilot UAVs. Communication satellites, deep-space probes, a...

Some two million Americans are in jail or in prison. Except for the occasional exposZ, what happens to them is hidden from the rest of us. Is it possible to develop and instill a professional ethic for prison personnel that, in partnership with formal regulatory constraints, will mediate relations among officers, staff, and inmates, or are the failures of imprisonment as an ethically-constrained institution so deeply etched into its structure that no professional ethic is possible? The con...

Singapore gained independence in 1965, a city-state in a world of nation-states. Yet its long and complex history reaches much farther back. Blending modernity and tradition, ideologies and ethnicities, a peculiar set of factors make Singapore what it is today. In this thematic study of the island nation, Michael D. Barr proposes a new approach to understand this development. From the pre-colonial period through to the modern day, he traces the idea, the politics and the geography of Singa...

Découvrez tout ce que vous devez savoir sur le syndrome de Guillain-Barré grâce à ce guide complet présenté sous forme de questions et réponses. Ce livre vous offre une compréhension approfondie de cette maladie rare et auto-immune, abordant chaque aspect de manière claire et accessible. Idéal pour les étudiants, les professionnels de la santé, ou toute personne cherchant à en savoir plus sur cette condition.Dans ce livre, vous apprendrez :Qu'est-ce que le syndrome de Guill...

By the middle of the second century BCE, after nearly one hundred years of warfare, Rome had exerted its control over the entire Mediterranean world, forcing the other great powers of the region—Carthage, Macedonia, Egypt, and the Seleucid empire—to submit militarily and financially. But how, despite its relative poverty and its frequent numerical disadvantage in decisive battles, did Rome prevail? Michael J. Taylor explains this surprising outcome by examining the role that manpower and f...