This memoir by a microfinance insider "is essential reading for anyone interested in development economics, a disturbing and yet ultimately hopeful exposé" (John Perkins, New York Times bestselling author of Confessions of an Economic Hitman).This is the account of a microfinance true believer whose decade in the industry turned him into a heretic. Working with several microfinance institutions around the world, Hugh Sinclair realized that the $7...

He needs her to say I do …When professional rodeo cowboy Beck Ballantyne returns home to Marietta, Montana, nothing goes as planned. His granddad, flanked by his three determined daughters, announces his plan to sell his legacy ranch after the rodeo. Hoping he’llreconsider, Beck and his two cousins launch the Rodeo Bride Game. Beck initially has the advantage as he has a long-time girlfriend—except she’s just called it quits.Ashni Singh has loved Beck since high scho...

It’s time to take advantage of his player reputation …Pro rodeo bronc and bull rider Bodhi Ballantyne is always upping the stakes. This year he’s been hiding a secret, and when he and his cousins come home to Marietta, Montana, for the Copper Mountain Rodeo and learn their granddad iscontemplating selling his legacy ranch, Bodhi challenges his cousins to a game to save their futures. To stay in the game, they’ll each need a bride by the end of the rodeo.Nico Steel is...

She needs a favor. He needs a bride.Langston Carr is back in her hometown Marietta as the temporary event planner for the Graff Hotel. The first event on the calendar is the society wedding that should have been her big day with her loving groom, so when rodeo cowboyBowen Ballantyne swaggers into the hotel, all hard-bodied and chivalrous, she thanks him the way any single woman needing to salve her pride would—she kisses him.Bull rider Bowen Ballantyne thrives on com...

Drought remains the biggest single threat from climate change to the production of key cereal crops, such as wheat and barley. Cereals also respond in complex ways to drought stress, making improved drought tolerance a challenging trait to achieve. With many cereals recognised as staple food crops due to their nutritional value, more research is required into improving drought tolerance as a means of ensuring the future food security of millions.Developing drou...

When an abandoned newborn was left at the emergency dispatch center, dispatcher Versie Gail falls in love with the baby girl. It doesn't take long for the adoption to go through. However, a serious medical condition threatens the baby's life, and five years later, the only mother Emily has ever known is murdered. Who will care for Emily, and without being able to speak, can she lead them to her mother's killer? Or will he find Emily first?Detective Gabriel Isaiah is so close to ret...

While on a seemingly normal, relaxed train journey to see her friend Megs, Karen McMillan meets the handsome yet enigmatic Alex McEwan in the most bizarre circumstances. Despite his arrogance and self-confident approach to women, he is charming and wealthy, and try as she might to evade his powers of seduction, Karen is powerless to refuse him. Charmed by the mystery that surrounds him, Karen is attracted to him, and soon finds herself drawn into a world that she could have never have beli...

Romance, Adventure StoryTragedy of A Man - grappling with his own self, stumbled by the inevitable enchantment of Love, trying to flee from her thoughts, convincing himself not to Love her but still, Love capturing him entirely.

Discover the allure of the darkness.Join Fractured Mind Publishing and some of the hottest dark romance authors as they bring you a new side of Lovecraft's horrors.Fall in lust with the Cthulhu mythos.Fall in love with srories from...S.L. Sinclair, Serena Mossgraves, YD La Mar, Stefanie Dawn, Rayne Matthews, K.C. Borders, and Stephanie Ellis

I Beg To Differ is a young womans journey to self-rediscovery in the midst of chaos. This journey marks a slow and at times painful self-examination and analysis of the world around her. She is driven by the fact that rediscovering herself is key towards reaffirming her Faith. As she progresses through her journey, she finds that her passion to uncover the seemingly elusive truth that is life; is starting to have an effect on the darkness around her. The more she sits down and ex...

Rethink your relationship with money and discover how to create a more equitable and sustainable world in this thought-provoking guide to implementing expiring money systems.What if Money Expired? is a bold and imaginative exploration of what money could be-and what humanity could become. Whether you're an economist, policymaker, or curious thinker, this thought-provoking book challenges you to envision a future where financial systems reflect your highest...

the year was 1801. the explorer Matthew Flinders was shortly to set sail for 'terra Australis'. Could he possibly win the heart of Ann Chappelle before he departed? She was sweet-natured, clever and dignified and came from a modest though genteel home. Having lost her seagoing father at a tender age, Ann wanted no attachment with a naval man. He was personable, steadfast and ambitious and was making his mark as a navigator in the Pacific. He was torn between his love for the sea and his lo...