Over the last fifteen years, securitisation has transitioned from a product that was largely the purview of bankers and other structured finance professionals to a term that has entered the public lexicon, due to the credit crunch. Yet despite its increased prominence, few are confident in their understanding of the complex processes involving many parties seeking to achieve a variety of outcomes. While many overarching principles of securitisation transactions such as asset classes, regul...

Secured finance transactions are implemented the world over between companies, banks, funds and individuals. They form, and have formed for centuries, an integral part of the world of corporate finance. Yet there are many complexities that need to be considered and understood, including the intricate juxtaposition of laws, regulations, local custom and precedents governing such transactions; the many forms security interests take, and the varying effect these have on enforcement by the cre...

With 25 years of professional deer management experience, the author shows how to manage deer to their best potential. Whilst much deer management can result in a harassed and pressured deer population, this invaluable guide demonstrates how a more gentle approach has the benefit of an unstressed, visible and truly manageable population of deer. The book concentrates mainly on roe and includes detailed case studies; a modern approach to cull planning; collaborative management techniques, p...

Ever since its publication in 1995, this book has offered a means for teachers to consider why some bilingual pupils in their classrooms are not making learning progress or are academically underachieving. This new second edition has been revised and updated in the light of the new government legislation and guidance, most significantly the revised Code of Practice for Special Educational Needs.It continues to look at ways of asking questions about the pupil, of collecting evidence...

Penguin presents the audiobook edition of My Morning Routine written by Benjamin Spall and Michael Xander, read by Arthur Morey, Dominic Hoffman, Sumalee Montano, Will Damron, Kaleo Griffith, Karissa Vacker, Hillary Huber, and Fred Sanders.In My Morning Routine, talented creatives and successful business people share their secrets to unlocking greater energy, focus and calm - starting first thing in the morning. For example, Arian...

Mine & YoursHe’s returned for the one thing he can’t stay away from. She’s waited for the one thing she can’t give up.Sam Allmand has come back home to Camp Lejeune to find the pieces of himself lost in warfare. He’s hoping to find her. He’s determined to get her heart and body back under his command.Zoe knew the rules, knew what it would take to hold onto her Master, Sam. But then he left and all she’s done is count the days she’s been wit...

This book explores the ways in which multimodality and multilingualism as areas of study intersect and provides empirical examples of how this looks in practice from a wide range of settings. The chapters include visual as well as linguistic descriptions of practice and provide an accessible introduction to multimodality and multilingualism for a readership from undergraduate students to researchers. The book argues that the everyday practices of multilingual communities are multimodal in ...

The last great war has been fought – but you wouldn’t know it here in the deep desert of what was once America. The sun beats down as it always has and always will on this unforgiving landscape. The few inhabitants of this land - oblivious and uncaring about the greater events in what was once a more civilized world – all except one.Months after the disappearance of her daughter, Emily - Jess Flood has resigned herself to daily survival when the unexpected happens: a radio signal f...

"The first few choices you make each morning determine whether you'll be productive and mindful all day, or whether the world will clobber you over the head."Marie Kondo performs a quick tidying ritual to quiet her mind before leaving the house. The president of Pixar and Walt Disney Animation Studios, Ed Catmull, mixes three shots of espresso with three scoops of cocoa powder and two sweeteners. Fitness expert Jillian Michaels doesn't set an alarm, because her fiv...

Arch-Brutalist Sir Lucien founded his architectural practice on a commitment to brutalist concrete in all its forms. But fashion has been a cruel mistress, and four decades later things are not going well for Sir Lucien and his loyal(ish) employees. With no money and no commissions, times are tough – but it’s onwards and upwards (and upwards again) for the staff, as they go all out to win new contracts, deal with nightmare clients and fight to get their ambitious projects past the planners...