In an era marked by economic uncertainty and rising living costs, the need for compassionate and effective personal insolvency systems has never been more urgent. This edited volume offers a timely and incisive exploration of the complexities of personal insolvency regimes.Drawing on insights from the UK, the US, Europe, Japan, and China, the book examines how diverse legal systems negotiate the tensions between debt relief and moral hazard, creditor protection and social equity, a...

After finding the courage to open their hearts to one another, Nagisa and Mashiro have started dating at long last! And while their affection for each other deepens, new feelings blossom elsewhere. As it turns out, they aren’t the only ones falling in love…

The gotta-have-it guide to choosing and deep-diving into hobbies from Kennedy (Cozy K) Rose, the creative force behind @cozy.games. Explore 45+ hobbies that range far and wide, from birdwatching and woodworking to video gaming and embroidery."Filled with large, colorful photographs that clearly showcase each hobby, this book is as engaging to browse as it is to read. Readers looking to recharge, discover a new interest, or simply learn more about creative p...

A cozy cocktail book with 40 recipes for drinks and light bites perfect for an après-ski or winter cocktail hour.Après-ski is about enjoying a drink with friends after a day in the snow. Whether you’re hitting the slopes or cozied up by the fireplace, here are delicious drink recipes with and without alcohol, coded for easy reference: a green circle (mocktail), blue square (low-ABV), or black diamond (cocktail), with variations to customize each.Relax...

Rivers of Reason is a collection of work from Blak and Arab writers and poets about family, being on/with Country, and diaspora. These are stories from Australia, from West Asia, from those who have been displaced and those whose ancestors have cared for Country for thousands of years. There are commonalities between these communities, sympathy and solidarity that runs deep.Edited by KA Ren Wyld, with work from Randa Abdel-Fattah, Ali Cobby Eckermann, Natalie Harkin, Sara M...

ONE reckless night. TWO pink lines. THREE off-limits hockey gods.You can get a lot done in the back of a Jeep for a big, hard, bad reason . . . you just have to arch your back.My job with the Minneapolis Marauders is my lifeline, and I know better than to mix business with pleasure. But Ambrose—the broody new guy—made me forget my own name while he showed me exactly how to handle his stick shift.Then Braden...

Can one would-be villainess fend off multiple handsome suitors’ advances to simply live a peaceful life? Or will the game force a happy ending no matter what?With the power of love, the impossible becomes possible! To protect everyone from the East Star, Luciana resolves to remain in the sacred Rainbow Tree Sea, but her entourage of admirers refuses to leave without her. When their hearts come together, Luciana’s magic unleashes a miracle strong enough to rewrite e...

*Even though I don’t want to go to the dungeon!*Caught up in a “Hero Summoning,” the hapless Mukohda was brought to another world from modern Japan, but he decided to make the most of it and enjoy a leisurely life of travel with his familiars, Fel and Sui.With new goddesses forcing blessings on him in exchange for offerings, and another familiar in the form of a peckish pixie dragon, Mukohda steadily amasses wealth and power. Finally, the cowardly hero (with a little “help”...

After conquering dungeons and finally getting some leverage over the gods ganging up on him, Mukohda sets his sights on the domestic life. With his new palatial manor fully staffed with trustworthy servants and guards, it seems like as good a time as any to focus on building up his long-neglected business of selling Japanese goods in this otherworld. But he’s suddenly found himself in the sights of an unscrupulous competitor, backed by a shady lesser noble, who is after the secrets of his ...

With another dungeon behind them, Mukohda and party (and Elrand for some reason) take a well deserved rest to collect themselves before hitting the road again. And now, with many more levels, Mukohda has earned another new Tenant. But Mukohda doesn’t have time to sit back and enjoy it, nor to nurse his freshly wounded heart - they’re on the clock to ditch Elrand back in Dolan! Meanwhile, in the divine realm, the gods who have been mooching off Mukohda all this time may have met their match...

This book offers a groundbreaking comparative study of Directors' and Officers' (D&O) liability insurance regulation across representative common law jurisdictions (mainly the UK and US), and the Chinese legal system, examining its legal character, regulatory frameworks, and corporate governance implications.In an era where companies are expanding across borders and operating in increasingly complex financial markets, D&O liability insurance has become an integral part of modern co...

A new power - the tenant “???” opens shop!Mukohda, the salaryman from modern Japan who was (accidentally) whisked away to another world via a “Hero Summoning” ritual, finally arrived at the dungeon city of Dolan. Pressured into challenging the dungeon by his familiars, the cowardly Mukohda survives waves of terrifying monsters, and thanks to his familiars' overwhelming might, they became the first party to conquer the dungeon!While the Adventurers and Merchants guilds fuss ...