The European Union Fourth Anti-Money Laundering Directive is the most sweeping AML legislation ever to have been introduced in Europe. It aims to strengthen the existing rules, prioritising the fight against tax avoidance, money laundering and terrorism financing by reinforcing the necessity of measures such as risk assessments, setting clear requirements about beneficial ownership, and expanding the definition of a politically exposed person. This second edition of Anti-money Laundering C...

Book 2 in the 'Amra' sword & sorcery fantasy series:Amra is a thief with morals—she won't steal from anyone poorer than she is. Fortunately, anybody that poor generally doesn't have much worth stealing! Holgren is a mage with a distaste for magic and a soul bartered away to dark powers. Together they embark on a quest for the fabled city of Thagoth, where the secret of immortality is rumored to be hidden.But Amra and Holgren aren't the only ones after the secret. M...

A pair of thematically linked novellas from the acclaimed author of Lizard, Amrita, and Goodbye Tsugumi.In cherished novels such as Kitchen and Goodbye Tsugumi, Banana Yoshimoto's warm, witty, and heartfelt depictions of the lives of young Japanese have earned her international acclaim and bestseller status. Her insightful, spare vision returns in two novellas possessed by the ghosts of love found and lost. In Hardbo...

JoshHere’s some advice for surviving your ex’s wedding weekend:Just smile and nod whenever someone lays on the sympathyStay away from tequilaDon’t make out with any of your ex’s brothersWhoopsConnor Kelly sure has changed over the past eight years. He’s no longer the scrawny emo kid I remember from before he moved away; and, oh yeah, apparently he’s into guys now......

BenAidan Kelly. To everyone else in the world he’s the star of a successful extreme travel show, but to me he’s the one that won’t go away.It started with one of those typical high school crushes on my best friend’s older brother, which turned out to be not entirely unrequited…There was that time just after high school where someone (not me) may or may not have hurled all over someone else’s c*ck. Then there was that incident in Austin wher...

WadeHere are some things I wish someone would have told me a few months ago:Putting together an Ikea desk does not make someone qualified to help with home renovationsIt’s impossible to un-teach a five-year-old the word ‘dildo’Two straight guys messing around with each other is not as uncommon as people might think, so don’t freak outOf course, I freaked out…Moving back to ...

JamieIt’s not exactly what I’d call the ideal situation—being introduced to your bio-dad’s best mate only to realize he’s the sexy older guy you hooked up with a couple of weeks ago—but it’s also not the worst thing to ever happen in history. The way I see it, this is fate. The universe is throwing Shay Kelly in my path again because it knows how much I’ve been dying for another shag with him.I have four weeks before I need to go back to London, an...

Much of what we experience in life results from a combination of skill and luck.” - From the IntroductionThe trick, of course, is figuring out just how many of our successes (and failures) can be attributed to each-and how we can learn to tell the difference ahead of time.In most domains of life, skill and luck seem hopelessly entangled. Different levels of skill and varying degrees of good and bad luck are the realities that shape our li...

A fascinating and funny investigation into cyclists' incessant pursuit of speed by one of the sport's top professionals.For professional cyclists, going faster and winning are, of course, closely related. Yet surprisingly, for many, a desire to go faster is much more important than a desire to win. Someone who wants to go faster will work at the details and take small steps rather than focusing on winning. Winning just happens when you do everything right – it's th...

The Columbia space shuttle and its contents rain down on the people of Kiser, Texas, in Kathryn Schwille’s imaginative debut novel set six weeks before the invasion of Iraq.What Luck, This Life begins in the aftermath of the space shuttle’s break-up, as the people of Piney Woods watch their pastures swarm with searchers and reporters bluster at their doors. A shop owner defends herself against a sexual predator who is pushed to new boldness after ...

How to move beyond guessing about manager skill with decision-based analytics, not the outcome-based analytics used at present.Skill is the raison d’être for active equity management. Yet precious little is known about manager skill. What is skill? Who has it? How should it be measured? Is a manager’s skill improving, declining, or remaining consistent? Without answers to such fundamental questions, capital allocators have no choice but to rely on inferenc...

Twenty-three noir stories of crime and desperation. Featuring, Michael Bracken Kenneth Gwin, Michael Chandos, Warren Bull, Peter H. Denton, JoAnne Lucas, Karen Gough, J.J. Lamb, Craig Faustus Buck, Patricia Dusenbury, Herschel Cozine, Diane A. Hadoc, Wenda Morrone, Jan Christensen, Ross Baxter, Rosemary McCracken, Steve Shrott, Bobbi A. Chukran, Timothy O’Leary, Margaret Lucke, Albert Tucher, KM Rockwood