If most of your retirement money sits in a 401(k) or traditional IRA, you’re probably carrying a quiet question into retirement: When should I pay the tax? The Roth Conversion Playbook answers it with a simple goal—cut your lifetime taxes, not just this year’s bill. It’s written for retirees and pre-retirees who want to turn tax-deferred savings into a flexible, tax-smart paycheck without stepping on Medicare or Social Security landmines.You’ll learn what a Roth conversion really i...

You did the saving part. Now comes the harder question: how do you turn a lifetime of careful investing into a steady paycheck without constantly worrying you’ll run out? The Decumulation Playbook is for near- and new-retirees who have built a nest egg but feel unsure about spending it down. If you want confidence, clarity, and a plan you can actually follow, this book is for you.You’ll learn how to map your household balance sheet, build a spending plan that fits real life (includ...

You’ve paid into Social Security for decades—so why do so many smart people still leave thousands (sometimes tens of thousands) of dollars on the table when it’s time to claim? Maximizing Social Security answers the question retirees ask most: “When should I file, and how do I make the best choice for my life?” If you’re within 10 years of retirement (single, married, or divorced), this book helps you turn confusing rules into a confident plan.You’ll learn how your benefit is actua...

Will my money last, especially if the market crashes right after I retire? Surviving Sequence Risk answers the question that keeps many retirees awake: how to turn a lifetime of savings into reliable paychecks without gambling on perfect timing. If you’re near retirement or already there—living off a portfolio, unsure about the 4 percent rule, and worried about inflation—this book is written for you.You’ll learn why the order of returns matters more than the average, and how small ...

Worried you’ll outlive your savings, but even more worried you’ll get talked into the wrong annuity? The Truth About Annuities answers the question most retirees are really asking: How do I create a paycheck I can’t outlive without locking up too much money or paying for bells and whistles I don’t need? If you’re approaching retirement, already retired, or helping a parent make income decisions, this book is your clear-eyed guide.You’ll learn how annuities actually work behind the ...