The most important factor in your retirement planning is understanding the federal retirement system and benefits. The more you know, the better the result. Our brand new FERS Retirement Planning Guide contains the very latest critical information on your retirement benefits and is stated clearly to help you take full advantage of opportunities and avoid costly mistakes. This reference guide clarifies important topics such as the retirement planning process, maximizing and calculating your...

As you know, the most important factor in your retirement planning is fully understanding your federal retirement system. The more you know, the better the result. As we've said before, the federal government has some information available to you concerning your retirement systems, however, most often this information is outdated and not written from the federal employee's perspective. This 2020 CSRS Retirement Planning Guide contains critical information on your retirement benefits and ar...

The TSP has implemented long-awaited new withdrawal options and while the investment choices are still limited compared to an IRA, the program is still very good, and expenses are some of the lowest you can find (over time this adds up in a big way). This new 6th Edition guide is designed to help you take full advantage of the TSP, understand the program's rules and important dates, and help set yourself up for a secure retirement. What's inside You already know the basics of your TSP plan...

This book is designed to help you meet the application requirements for federal positions. These requirements may consist of submitting an on-line application (via USAJOBS.gov or another application system), submitting a paper résumé, or using an application form such as the OF-612. There is not one single method of applying for a federal job, and it has been that way since the 1980s. Individual agencies can and do specify the manner in which they want candidates to apply for a job. The mo...

Surviving the New Tax Landscape with Smart Savings, Investment & Estate Planning Strategies will prove to be indispensable because it directly addresses the new Tax Landscape that we have all been dealt. These are difficult times for all Americans and this special report will spell out for you in plain-English what changes you should make now to protect what’s yours. Keep your money growing through this crisis, the next crisis...and the one after that. Year after year we face new crisis: t...

Until now, there has never been a comprehensive, easy-to-understand handbook for federal employees and retirees that fully explains not only Social Security and Medicare but also how they dovetail (and, in some cases, conflict) with the federal government's retirement and health insurance programs. 
 
 Social Security and Medicare are easily the two most misunderstood benefits that federal employees, postal workers and retirees have, but it's vital that you understand just what types of be...

Written by our veteran team of experts, the 2020 Federal Employees Handbook contains the very latest critical information on your federal pay and benefits and workplace policies and will help you take full advantage of your opportunities and avoid costly mistakes. All New in The 2020 Federal Employees Handbook: •A close look at the new personnel authorities for the Departments of Defense and Homeland Security-their pay, performance evaluation, hiring, disciplinary and other procedures that...

Got a new puppy? You'll learn how to be a responsible puppy owner, including how to housebreak and crate train your new puppy. Learn how to get puppy used to walking on a leash and how to socialize your new puppy with other pets and people to avoid any aggression issues later in life. New Puppy Care Tips: Housebreaking What to do if an accident occurs Leash training Chewing And more! Then it's on to the Basic Commands section for tried-and-true dog training basics. Our easy-to-follow guide...

“The American taxpayer”—angered by government waste and satisfied only with spending cuts—has preoccupied elected officials and political commentators since the Reagan Revolution. But resistance to progressive taxation has older, deeper roots. American Tax Resisters presents the full history of the American anti-tax movement that has defended the pursuit of limited taxes on wealth and battled efforts to secure social justice through income redistribution for the past 150 years.

This is a manual by professionals for everyone serious about genealogy. For family historians who want to do their own study, reliably, it describes the standards. For hobbyists, attorneys, and medical scientists who seek professional researchers, it's a consumer guide that defines quality and facilitates choices. For librarians who struggle to help a whole new class of patrons, it provides a bridge to the methods, sources, and minutiae of "history, up-close and personal." For established gen...

America's leaders say the economy is strong and getting stronger. But the safety net that once protected us is fast unraveling. With retirement plans in growing jeopardy while health coverage erodes, more and more economic risk is shifting from government and business onto the fragile shoulders of the American family. In The Great Risk Shift, Jacob S. Hacker lays bare this unsettling new economic climate, showing how it has come about, what it is doing to our families, and how we ...

This concise guide tells you how to write a novel by using a systematic approach to writing.This guide is written by an author not a 'guru'.A simple step by step breakdown of how to plan each day.No fillers and no theory, just the hard facts in a concise guide.There are many guides about writing novels on the market but how many of them are written by prolific published authors? The answer is ‘not many’. How can anyone write a guide unless they have been through the writing process many ti...