You were never taught how to manage money. At some stage of your life you were given the basics on how to make an income and pay bills, but were never taught how to take care of your personal finances. Many people like you want financial stability, but don’t know how to get it.At least half of these people are living in what they call a state of persistent economic security. In other words, they can't see past their current financial needs because they're living paycheck to paycheck...

There are many benefits to minimalism. It keeps people from debt. Many consumers make the mistake of living well beyond their means. A person who takes on a large debt burden loses his/her financial freedom. Minimalism helps to ensure that people have the essentials that they need and that no matter what happens, they will be provided for.

As the recession deepens, with a downturn in spending, rise in defaulting mortgages and throttling of credit, a Go-Go economy has transitioned to a Uh-Oh economy. How did we get here and what does it mean for individuals and families? The New Frugality lays out how Americans have overspent-and offers a way out through consuming less and saving more-showing that living simply is not just living "cheaply."What is required is a paradigm shift. We need to learn to live more mo...

Would you like to pay off your home sooner, and spend life doing what you love instead of chained to a mortgage?Is your credit score preventing you from buying a house?If you want to put your mortgage behind you and start living the life you’ve always wanted, then let this informative, funny, and easy to read book by #1 bestselling author Heidi Farrelly, show you how. Learn to:Save a deposit even when you’re in debt or on a low income

Finding the money from your income to pay the bills for healthy food for your family, and to pay those ever climbing winter fuel costs, is more difficult now and constantly getting harder to achieve a balance. Add to this the cost of running a car to get to work and it can seem very hard to manage this fine juggling act. This guide is not a cure all, it is intended however to just advise a few things we can all do, some may be impossible for all, but some will be possible t...

In this quick-read eBook by Judy Poole, CFP, you will learn her three simple secrets to financial security and how these secrets can shield you during seven major life transitions ... the same life transitions that can crash your financial situation and security faster than you ever thought possible.For even more information about how you can build your financial security, visit www.JudyPoole.ca.

Your financial goals probably include a comfortable retirement, paying for your kids' college education, and long-term healthcare. But you can't reach those goals by putting your money in a savings account. You need to invest it so it grows over time. Three seasoned personal finance experts show you how in this jargon-free guide.Investing demystified. Get clear, real-world examples of why investing is crucial to your financial goalsHow to in...

THE FIRST FINANCIAL GUIDE TAILORED EXCLUSIVELY TO LESBIAN AND GAY COUPLES ON HOW TO PROTECT THEIR ASSETS WHEN LAWS FAILLesbian and gay couples can achieve solid, long-term financial security—but they need to arm themselves with foresight, awareness, and facts. That's what this book is all about. Now, drawing on more than twenty years' experience as a financial adviser to lesbian and gay couples, Harold L. Lustig has written the definitive financial guide for you and your partner.

Life By The Pie is the ultimate financial management system that is uniquely attuned to each individual’s goals and preferences. The system starts with the book, and then leads the reader to a website and a mobile device expense tracker.It’s a no-nonsense philosophy based on the simple observation that every spending decision has its own content and consequences. Life By The Pie™ shows readers how to figure out where the money goes, and the impact of emotion on how money is used. T...

As one of the administrators of a 401k plan for a fairly large company I’m noticing more and more that people are either drastically reducing or completely eliminating their retirement contributions.This is either because the economy has them in fear and they don’t want to put money at risk or they haven’t had a raise in multiple years, yet the price of just about everything keeps rising regardless.Whatever the reason people are short-changing their futures to live today wi...

The Financial Planning Workbook provides a wealth of resources to help you create and monitor a successful financial plan. Explore the keys to financial success including investments, retirement planning, income planning, cash flow management, insurance, dependent planning, and estate planning.By breaking down complex financial concepts into clear, manageable tools, The Financial Planning Workbook provides an excellent balance between theory and practice, ...

Think Yourself Rich: A Step-by-Step Guide to Financial Independence is aimed at forward thinkers who want to find the right path to financial independence. Whether you are a first-time earner or further along your career path, this easy-to-understand guide explains in clear terms how to consciously choose and plan for a debt-free lifestyle and not only survive, but thrive, on the long-term journey towards financial freedom. The book covers crucial issues about financial planning simply and...