The Pfandbrief, a mostly triple-A rated German bank debenture, has become the blueprint of many covered bond models in Europe and beyond. The Pfandbrief is collateralized by long-term assets such as property mortgages or public sector loans as stipulated in the Pfandbrief Act.With a history that goes back to the 18th century and a high market share in today’s covered bond markets, the German Pfandbrief is the most established covered bond. Until today, no single Pfandbrief has ever...

From the bestselling author of Making Money out of Property in South Africa now comes 10 Simple Steps to Property Wealth, which distils, in a nutshell, all the tips and strategies, as well as all the most important and difficult lessons, the author has learnt over the course of his own career as a property investor. Lee believes that property is the cornerstone of wealth creation, and the 10 simple steps outlined in this book are designed to put readers on the right path to wealth creation...

The increasingly risky environment in which companies operate is characterized by a rising number of risk components, factors, sources, and drivers. The identification, evaluation, and management of these risks require the capability to coordinate various skills within a company and in upstream and downstream relationships. This handbook provides an integrated approach to the assessment, transfer, and communication of critical risks and highlights emerging methodologies that can help to pr...

Traditional health insurance options haven't just failed to stop the bleeding—they've also kept Americans in the dark and robbed them of choice. Consumer-driven health plans put knowledge and power back into people's hands.

This book classify the life insurance frauds and address the issues related to investigation and elaborate the classification with the case studies. It also elaborate the different facets of the Fraud Control Unit and provides the strategies to manage the fraud control units in the Life Insurance sector.

The first practitioner handbook on export credit insurance and guarantees, providing manufacturers, exporters, bankers, and lawyers with a much needed resource. The book contains descriptions and analyses of almost every type of export credit insurance and guarantee used in international trade with explanations about the risks inherent in each.

The book develops the capabilities arising from the cooperation between mathematicians and statisticians working in insurance and finance fields. It gathers some of the papers presented at the conference MAF2010, held in Ravello (Amalfi coast), and successively, after a reviewing process, worked out to this aim.

In Britain a single authority, the Financial Services Authority (FSA), created by an Act of Parliament in 2000, acts as the country's regulator for insurance, investment business and banking. By contrast, in the USA each state effects its own financial and insurance regulatory framework. But Federal regulation has been pushed to the forefront by the current economic meltdown. Since the recent near failure of insurance giant AIG in September 2008, there have been calls for the US to embrace fe...

Having the right investment beliefs and putting them into practice is key to delivering the right results. Decision makers in the investment industry should worry less about the stocks and products they pick for their clients and more about getting the big picture right; developing investment beliefs are instrumental in making the right choices.

Updated to cover a decade of policy developments and the impact of the recent economic crisis, this classic social insurance text includes in-depth discussion of all major programs to reduce economic insecurity in the United States, including Social Security, Medicare, workers compensation, unemployment compensation, and temporary disability insurance.

With the profit motive, it is axiomatic that the insurance company will try to pay as little as possible on claims. It will use every legal device that is available in the interpretation and application of its contracts (policies), and from time to time, will stretch the restrictive clauses in them.The information provided in this book will give the reader the ammunition with which to confront the insurer, corporate entity or wrong doer on a more level playing field.Unlike ...

This book is the first attempt to re-define objective risk. It addresses the cost of running out of capital as a generalized cost syndrome and explains how it is possible to describe this cost in such a way as to give it practical, real-life significance for personal finances, company finances and the economy as a whole. The discussion begins by presenting an intuitive and useful definition of risk: the probability of prospective capital shortfall. From this point it establishes a risk the...