Audiobook DescriptionHave you ever wished you could start conversations with ease, speak with confidence, and make people genuinely listen to what you have to say?Whether you struggle with small talk, feel nervous in social situations, or simply want to become a more confident communicator, How To Talk To Anyone And Make Them Listen is the practical audiobook you've been waiting for.Written by Olivia Mitchell, this inspiring guide reveals powerful, easy-to-use commun...

Complementing the guidelines in the British National Formulary, the fourth edition of the Oxford Handbook of Clinical Pharmacy remains the indispensable guide to clinical pharmacy, providing all the information needed for practising and student pharmacists. It presents handy practical guidance in a quick-reference, bullet-point format to give the reader the knowledge and confidence needed to provide a clinical pharmacy service. Including key information on controlled drugs, advers...

He's not like anything Lana has ever encountered.Asset X: Massive, deadly, and a little terrifying to say the least. A devilish warrior, and a killer. Captured on a hellish world after attacking a military campsite and now imprisoned in a state-of-the-art cell inside one of the military's top bases, Lazris. Lana has been assigned to "study" him; to learn his secrets and gain his trust, if he is ever allowed to set foot out of his cell. As a top behaviorist, it is t...

This book shares the experiences of refugees settled in the Washington, DC, Maryland, and Virginia area (DMV) over the last ten years and their journeys back into education. What motivated their paths to access and success in education? What were their dreams and aspirations? What obstacles stood in their way and how did they overcome them? Who helped them along the way? What advice do they have for others experiencing displacement? Finally, what can institutions and policymakers do to int...

She’s the head elf with a knack for saving Christmas. He’s the reluctant prince who doesn’t believe he deserves the crown—or her heart.Alva Brightwinter is the North Pole’s fiercest and most accomplished head elf. Dedicated, efficient, and utterly unshakable, she’s spent her life ensuring Christmas runs like a well-oiled sleigh. Falling for a rakish prince? Not on her to-do list. But when magic falters and an ancient evil rises, Alva is forced to team up w...

As financial markets grow ever more complex and integrated, households must make increasingly sophisticated and all-too-often irreversible economic decisions. This is particularly evident in retirement decision-making. Traditional defined benefit pension schemes are being replaced with defined contribution pensions; employer and government judgment regarding how much to save and where to invest has been replaced by employees having to make these choices on their own (sometimes assisted by ...

Create a magical bedtime experience with our Soothing Bedtime Stories for Kids!This collection features 12 enchanting short stories designed to help kids drift into a peaceful sleep while learning essential life lessons.Each tale includes a soothing meditation, guiding your child into a state of calm and relaxation, preparing them for a restful night's sleep. These meditations are followed by captivating stories that impart valuable lessons, helping child...

Many older Americans today are poorly prepared to finance their retirement years, and such under-preparedness is especially acute for members of disadvantaged racial and ethnic minority groups. Black and Hispanic families, for example, have only a quarter of the amount of net private wealth (assets minus liabilities) compared to White families. Moreover, racial wealth gaps have not diminished much in the past four decades, in part because Whites tend to save more in and withdraw less from ...

Over the last decade, behavioral research has revolutionized our understanding of financial decision-making, reshaping how we approach retirement planning. Bringing together leading scholars from economics, finance, and psychology, this volume explores the intricate relationship between human behavior and financial security in later life and uncovers innovative ways to craft retirement strategies that are both financially sound and psychologically intuitive. Across three sections, chapter ...

Lana and Xerus return...and encounter a life-altering threat.Xerus: loyal, protective, swift, powerful. Named predomis—highest warrior among the vrisha—and guardian to his queen. And Lana's one true mate.Several years after Lazris, Lana has called the vrisha's world her home. After a long mission kept her and Xerus away, they finally return to Tryth, hoping to settle back into the life they had and spend each moment together.When the discovery of a ...

Evan Eaton spent three years waiting for the right Mail Order Bride to bite the hook. Time was not on his side and the note was coming due. He had to marry and produce an heir. Believing he’d finally found the perfect bride in Claudia, but as the months turnedto days and the days turned into hours, he soon realized his bride to be was not going to show. Leta Feldman was tired of the bad guys winning. To prevent Evan from losing everything, she took a chance, packed everything she ow...

As the world's population lives longer, it will become increasingly important for plan sponsors, retirement advisors, regulators, and financial firms to focus closely on how older persons fare in the face of rising difficulties with cognition and financial management. This book offers state-of-the-art research and recommendations on how to evaluate when older persons need financial advice, help them make better financial decisions, and to identify policy options for handling these individu...