FICO credit score - that's a hot topic these days. But what is the FICO credit score and how do you find out about your own credit rating? Where can you go to obtain your credit report, and will the information delivered be accurate? How can you be sure that your credit rating is a fair representation of your credit history? And if any of the information contained in your credit report is inaccurate, what can you do to make sure it gets corrected? Most importantly, what can you do to impro...

Debt Elimination 101 is a concise guide to breaking free of debt and building a financially secure future. Drawn from Are You Being Seduced into Debt? by John Cummuta, this handbook will help readers begin spending and saving in a truly biblical manner.

Enjoy the Life You've Dreamed About!The number one reason most new businesses fail is that their owner or owners did not have enough business knowledge. They were very good at providing their product or service, but not very good at the elements of running the business itself.An established and highly successful entrepreneur, himself, John cuts through the motivational pep talks and teaches you proven business-building methods that have been used by the most successful entr...

If you’re looking for a way to gain the knowledge to start a home-based business for yourself, or one that you could start and operate simply and efficiently, while you keep your regular job, this audiobook is for you.John Cummuta examines four businesses that are reputable, realistic undertakings for the average person. Now there are lots of ways to make money, but many of them can be unusual, require rare skills, or are—quite frankly—shady. Many of them are nothing more than “get...

Does your financial situation look bleak? Are you looking for a way out of debt? If so, worry no more. John Cummuta will help you devise a plan to become totally debt free. Free from steep credit card balances. Free from the monthly constraints of a mortgage. Free from any type of debt that is currently bogging you down.He will show you how a financial formula, which if applied consistently to your personal situation, will help you to achieve a better financial resolution and achie...