The global financial crisis produced an important agreement among regulators in 2010–11 to raise capital requirements for banks to protect them from insolvency in the event of another emergency. In this book, William R. Cline, a leading expert on the global financial system, employs sophisticated economic models to analyze whether these reforms, embodied in the Third Basel Accord, have gone far enough. He calculates how much higher bank capital reduces the risk of banking crises, providing...

First came the financial and debt crisis in Greece, then government financing difficulties and rescue programs in Ireland in 2010 and Portugal in 2011. Before long, Italy and Spain were engulfed by financial contagion as well. Finally in 2012, the European Central Bank pledged to do "whatever it takes" to preserve the euro area with purchases of government bonds, a step that achieved impressive results, according to William R. Cline in this important new book.One of the world's lea...

Inspired by the #1 New York Times bestseller She Persisted by Chelsea Clinton and Alexandra Boiger, listeners can now get the first eight biographies in the chapter book series about women who stood up, spoke up and rose up against the odds in one audio collection!She Persisted: Harriet Tubman by Andrea Davis Pinkney with introduction by Chelsea ClintonShe Persisted: Claudette Colvin by Lesa Cline-Ransome with introduction...

Some places are too evil. Some places should be left alone.Austin Cole has it made. Star of the hit television show Spirit Chaser Investigations, he has become the world’s most famous paranormal investigator. Although hard work, a talented investigation team, and favorable genetics have something to do with it, it’s his lack of fear and willingness to take risks no one else will that make Spirit Chaser Investigations cable’s number-one show. When a ghost-hunt-gone-wrong seriously i...

This audiobook is narrated by a digital voice.This gripping and eye-opening book delves deep into the intricate connection between our daily food choices and the ever-looming threat of global warming. Journey alongside the authors as they unravel the complex web of macrosystems involved in the production, transportation, and consumption of food. With a multitude of case studies and scientific evidence, this insightful exploration explores the various ways in which our diets and foo...

Step aboard for an unforgettable journey through the wonders of our solar system in Commander Adam and the Spaceship.Told as a heartfelt bedtime adventure between a father and son, this story blends imagination, science, and family bonds into a magical voyage across the stars.From the fiery heat of Mercury to the icy beauty of Neptune, young readers will travel alongside Adam, the bravest astronaut of them all, as he discovers the planets, the mysteries of space, and the jo...

Multicast NarrationFive friends travel back to the 1990s to solve the brutal murder and disappearance of two of their high school peers in this thrilling debut novel from a promising new voice in horror—a murderous, nightmarish romp that is nostalgic, terrifying, and impossible to put down.Shop ’til you drop . . . deadColleen’s life feels as hollow as the abandoned Beechnut Mall—the 90s hangout where neon lights and endless...

Can love defeat the greatest temptation ... lust?In a post-apocalyptic nation where the land of the free is now run under a dictatorship, there is one factor that holds the key to keeping world order—love. The new Regime controls the emotions of the heart. It’s their most vital law.At the age of twenty-one, every citizen is forced into an arranged marriage. The only way to escape the arrangement is to enter the Temptation Trials—a government-sponso...

Five friends travel back to the 1990s to solve the brutal murder and disappearance of two of their high school peers in this thrilling debut novel from a promising new voice in horror—a murderous, nightmarish romp that is nostalgic, terrifying, and impossible to put down.Shop ’til you drop … deadColleen’s life feels as hollow as the abandoned Beechnut Mall—the 90s hangout where neon lights and endless laughter defined her teens thirty years before....

Immerse yourself in a captivating anthology of 150 timeless poems, meticulously curated from the literary treasures of Henry van Dyke and other renowned poets. This unabridged collection offers a symphony of emotions, profound insights, and evocative imagery. From the lyrical musings of nature to the depths of human experience, each verse paints a vivid tapestry that will resonate with readers of all ages. Prepare to be transported by the power of words as you delve into this enchanting co...