Robby, a senior in high school, begins to attend a prestigious private school for boys called Lafayette. At the school he makes friends quickly. Among these friends he favors a fellow student named Michael whom is also a senior. As soon as Robby arrives at Lafayette, Michael tells him about the many social groups within the school, and how important they are within the academic establishment. Michael mentions to Robby that he himself is a member of a group called, The Donner Society. Robby...

In this book, two of America's leading economists provide the first integrated treatment of the conceptual, practical, and empirical foundations for credit risk pricing and risk measurement. Masterfully applying theory to practice, Darrell Duffie and Kenneth Singleton model credit risk for the purpose of measuring portfolio risk and pricing defaultable bonds, credit derivatives, and other securities exposed to credit risk. The methodological rigor, scope, and sophistication of their state-...

Natural approaches to maintaining or restoring overall well being. Chapters are devoted to the health concerns of particular importance to African-Americans such as heart disease & diabetes.

Fans of Robyn Carr's Virgin River Series will love this feel-good, small-town series from Leeanna Morgan.Brooke Johnson has left her past behind her and moved to Sapphire Bay. The quaint Montana town has everything she needs, including a store she's turned into a candy shop. Her life is as sweet as the fudge she makes, until Levi Montgomery rides into town.Levi has spent too many years fighting a war no one can win. He thought he’d worked through m...

When a woman disappears with her two children, one husband will do anything to find them--even confront the secrets of his own past--in D. J. Palmer's My Wife Is Missing, a twisty thriller from the author of The New Husband.A family vacation turns into a nightmare for Michael Hart when he discovers his wife and two children have disappeared from their New York City hotel room. Horrified, he fears they've been kidnapped. Michael's frantic search to ...

A sexy bodyguard. A high-maintenance city girl. Sometimes opposites attract…a killer.When Tara Fujimoto’s quest to avenge her sister’s death makes her a target, a sexy security specialist steps in to watch her back, but his quiet appeal threatens her carefully guarded heart. Can she resist their lightning-hot attraction, and stay alive long enough to expose her enemy?Former military special operator Jeff Patarava has good reasons to keep his distance from h...

Warning: This is the book 3.5 in the Element Preservers series and should be read after book 3 since it contains spoilers for the first three books in the series. The novella has approximately 18000 words (74 pages)..Aware that Ria's condition is getting worse, Adrian is determined to do whatever it takes so he can touch her again without weakening her, and the only ones who might be able to help him are his greatest enemies. Haunted by the...

GO TO SLEEPHow ignorant of you.You are unaware of my demonic presence in your lifeI will destroy everything you stand forWorthless cowardI am always watching youAnd soon you will come to live with me...Forever...I THINK IT'S TIME FOR YOU TO

From the bestselling author of the generation-defining series The Baby-sitters Club comes a series for a new generation!Is she Mrs. Porter . . . or a witch? Karen lives next door to an old lady named Mrs. Porter. Mrs. Porter wears long black robes and has wild gray hair. Her black cat is named Midnight. No wonder Karen thinks Mrs. Porter is a witch!Mrs. Porter is having a meeting at her house. Karen is sure the meeting is for witches. Are the witches going to cast ...

Thirteen-year-old Natalie Gallagher is trying to escape: from her parents' ugly divorce, and from the vicious cyber-bullying of her former best friend. Adrift, confused, she is a girl trying to find her way in a world that seems to either neglect or despise her. Her salvation arrives in an unlikely form: Bridget O'Connell, an Irish maid working for a wealthy Boston family. The catch? Bridget lives only in the pages of a dusty old 1920s diary Natalie unearthed in her mother's basement. But ...

From the bestselling author of the generation-defining series The Baby-sitters Club comes a series for a new generation!The New KarenKaren feels like an ugly duckling. Her baby teeth are all falling out, and she has to wear glasses, too! Karen needs a new haircut to make her look glamorous. But the beauty parlor lady cuts Karen’s hair all wrong. Now she's uglier than ever! What will all the kids at school say?

This book on personal financial planning and wealth management employs the lifecycle model of financial economics. The central idea of 'consumption smoothing' is used to connect chapters and topics such as saving and investment, debt management, risk management and retirement planning. The first part of the book is nontechnical and aimed at a wide audience with no special technical background. The second part of the book provides a rigorous presentation of the lifecycle model from first pr...