A credit score can mean the difference between a home and an apartment. Part of Sending It Home, FaustineMerrick's insightful book explores how immigrants navigate America's complex financial systems with nohistory or social security number.Building Credit From Zero is not a quick fix, a magic formula, or a one-size-fits-all solution. Instead, it revealsthe specific challenges faced by individuals like Amelia Martinez and Maria Rodriguez as they attempt to