It’s not a question of “if” life fucks you over but it’s a question of “when”. Everything might be going great; you feel like you are on top of the world and suddenly you get a phone call of your biggest client to tell you that he/she will terminate the contract. Or when you buy a secondhand car from a car dealer and you are all excited to take it out for a spin and it suddenly stops driving in the middle of a highway. Or the time when you are together with your girlfriend having a wonderf...