Around the world, people nearing and entering retirement are holding ever-greater levels of debt than in the past. This is not a benign situation, as many pre-retirees and retirees are stressed about their indebtedness. Moreover, this growth in debt among the older population may render retirees vulnerable to financial shocks, medical care bills, and changes in interest rates. Contributors to this volume explore key aspects of the rise in debt across older cohorts, drill down into the type...

Audiobook DescriptionHave you ever wished you could start conversations with ease, speak with confidence, and make people genuinely listen to what you have to say?Whether you struggle with small talk, feel nervous in social situations, or simply want to become a more confident communicator, How To Talk To Anyone And Make Them Listen is the practical audiobook you've been waiting for.Written by Olivia Mitchell, this inspiring guide reveals powerful, easy-to-use commun...

Create a magical bedtime experience with our Soothing Bedtime Stories for Kids!This collection features 12 enchanting short stories designed to help kids drift into a peaceful sleep while learning essential life lessons.Each tale includes a soothing meditation, guiding your child into a state of calm and relaxation, preparing them for a restful night's sleep. These meditations are followed by captivating stories that impart valuable lessons, helping child...