Around the world, people nearing and entering retirement are holding ever-greater levels of debt than in the past. This is not a benign situation, as many pre-retirees and retirees are stressed about their indebtedness. Moreover, this growth in debt among the older population may render retirees vulnerable to financial shocks, medical care bills, and changes in interest rates. Contributors to this volume explore key aspects of the rise in debt across older cohorts, drill down into the type...

Audiobook Description:If you’ve ever struggled with starting conversations, making people listen, or confidently expressing your thoughts—this powerful, audiobook teaches proven techniques in active listening, persuasive speaking, and nonverbal communication...How To Talk To Anyone And Make Them ListenThis audiobook How To Talk To Anyone And Make Them Listen, is your golden ticket to unlocking the secrets of communi...

Audiobook DescriptionHeartbreak changes a woman in a way she never expects.It shakes your confidence, steals your peace, and makes you question your worth.Some mornings you wake up feeling strong, but by the evening you are fighting back tears.Some days you can go out and smile, and other days even getting out of bed feels heavy.I wrote Healing After Heartbreak because I know how that pain feels the kind that sits de...

Create a magical bedtime experience with our Soothing Bedtime Stories for Kids!This collection features 12 enchanting short stories designed to help kids drift into a peaceful sleep while learning essential life lessons.Each tale includes a soothing meditation, guiding your child into a state of calm and relaxation, preparing them for a restful night's sleep. These meditations are followed by captivating stories that impart valuable lessons, helping child...