The global financial crisis produced an important agreement among regulators in 2010–11 to raise capital requirements for banks to protect them from insolvency in the event of another emergency. In this book, William R. Cline, a leading expert on the global financial system, employs sophisticated economic models to analyze whether these reforms, embodied in the Third Basel Accord, have gone far enough. He calculates how much higher bank capital reduces the risk of banking crises, providing...

First came the financial and debt crisis in Greece, then government financing difficulties and rescue programs in Ireland in 2010 and Portugal in 2011. Before long, Italy and Spain were engulfed by financial contagion as well. Finally in 2012, the European Central Bank pledged to do "whatever it takes" to preserve the euro area with purchases of government bonds, a step that achieved impressive results, according to William R. Cline in this important new book.One of the world's lea...

Some places are too evil. Some places should be left alone.Austin Cole has it made. Star of the hit television show Spirit Chaser Investigations, he has become the world’s most famous paranormal investigator. Although hard work, a talented investigation team, and favorable genetics have something to do with it, it’s his lack of fear and willingness to take risks no one else will that make Spirit Chaser Investigations cable’s number-one show. When a ghost-hunt-gone-wrong seriously i...

Can love defeat the greatest temptation ... lust?In a post-apocalyptic nation where the land of the free is now run under a dictatorship, there is one factor that holds the key to keeping world order—love. The new Regime controls the emotions of the heart. It’s their most vital law.At the age of twenty-one, every citizen is forced into an arranged marriage. The only way to escape the arrangement is to enter the Temptation Trials—a government-sponso...

Step aboard for an unforgettable journey through the wonders of our solar system in Commander Adam and the Spaceship.Told as a heartfelt bedtime adventure between a father and son, this story blends imagination, science, and family bonds into a magical voyage across the stars.From the fiery heat of Mercury to the icy beauty of Neptune, young readers will travel alongside Adam, the bravest astronaut of them all, as he discovers the planets, the mysteries of space, and the jo...

Immerse yourself in a captivating anthology of 150 timeless poems, meticulously curated from the literary treasures of Henry van Dyke and other renowned poets. This unabridged collection offers a symphony of emotions, profound insights, and evocative imagery. From the lyrical musings of nature to the depths of human experience, each verse paints a vivid tapestry that will resonate with readers of all ages. Prepare to be transported by the power of words as you delve into this enchanting co...

When the monster gets the girl, everyone will bleed.2023 Lambda Literary Award Winner, LGBTQ+ Speculative Fiction2023 Golden Crown Literary Award Finalist, Paranormal/Occult/HorrorPerformed by Emily Woo Zeller, an AudioFile Golden Voice and an Audie, Earphones, and SOVAS award-winning narrator.Singapore, 1927.Verity Edevane needs blood.And not just anyone's blood. She craves the sweet, salty...

A deadly high Magic-wielding Churchwitch and secret addict Chess Putnam knows better than anyone just how high a price people are willing to pay for a chemical rush. But when someone with money to burn and a penchant for black magic starts tampering with Downside’s drug supply, Chess realizes that the unlucky customers are paying with their souls—and taking the innocent with them, as the magic-infused speed compels them to kill in the most gruesome ways possible. As if the streets weren’t ...

When you get up in the morning, the last thing you expect to see is a murdered guy hanging outside your window. Things like that tend to draw the attention of the local police, and when yo're squatting in your parents' old house until you can afford to buy it, another thing you can't afford is the attention of the cops.Oh yeah. Hi. My name is Pet.It's not my real name, but it's the only one you're getting. Things like names are important these days.And it's not so m...

Shy librarian Catena likes her quiet life…until a huge naked man muscles his way into her house, insisting he's been woken from his centuries-long sleep to be her personal protector.Catena's life is turned upside down when she's saved by a creature she's only heard about in books. If only her hero's rock-hard abs weren't actually made out of stone.Tor has no memory of his past. All he knows is that he must protect Catena at all costs.Can they unlock the dark secrets...

Activist Emily Sullivan left her fulfilling job in the Peace Corps to save her family's ranch from bankruptcy. Her dream is to use renewable energy because conservation and education are her passion. Unfortunately, her parents believe there's a greater profit allowing hunting tours to cull the local wild species. Emily vows to change their mind.Donovan Link doesn't stay in one place or with one job too long. This cowboy turned hunter is determined that the hunting lodge he built on...

Mick must face the dragon council for breaking their laws, and while he doesn't seem too worried about his upcoming trial, Janet will do anything to keep him safe. She'll need a little help from her friends, old and new: Nash and Coyote; Cassandra, a powerful witch turned hotel manager; and Colby, a sort-of-trustworthy dragon. But now a new, dark power is stirring in Magellan that Janet must face, but even more frightening, one is stirring within herself.