This book is a critical examination of recently introduced individual accountability regimes that apply to the financial services industry in the UK (SMCR) and Australia (BEAR and the forthcoming FAR), together with a forthcoming new individual accountability regime ( in particular, SEAR) in Ireland. It provides a framework for analysing whether these regimes will achieve behavioural change in the financial services industry. This book argues that, whilst sanctioning individuals to deter f...

Obsession is a sicknessFor which there is no cure.Suffolk, 1847.Charles Keller needs to escape London, so he leaps when he is offered a position as surgeon at a country infirmary for the poor. But St Cross is not as he expected, and he soon finds himself reflecting on a promise he once made. A promise to do no harm.Some promises are made to be broken.Suffolk, 2023.Liam has brou...