Das Lehrbuch Risiko und Versicherungstechnik soll Studierenden der Wirtschaftswissenschaften sowie Praktikern aus der Versicherungswirtschaft eine grundlegende, leicht verständliche und kompakte Einführung geben, wie Risiken auf privatwirtschaftlichen Versicherungsmärkten versichert werden können. Nach einem Überblick über Versicherungsmärkte werden grundlegende Erkenntnisse der Versicherungsnachfragetheorie dargestellt. Ausgehend von der Messung von Risiken wird im Weiteren erläutert, wel...

"A witty fantasy that celebrates ingenuity and subverts prophecy; a strong pick for readers who enjoy genre-bending adventures." —School Library Journal (starred review)What happens when the quest finds you, despite your best efforts? A reluctant adventurer sets off on an unexpected journey in this broadly appealing fantasy at once earnest and self-aware, funny and heartfelt, and thoroughly charming.Nell O’Dell yearns for ...

Ti sei mai chiesto le persone attorno a te hanno davvero le intenzioni che dicono di avere?Hai mai avuto il sospetto che qualcosa non fosse esattamente come sembrava?La triste verità è che la manipolazione non è mai troppo lontana e, sebbene non tutti abbiano cattive intenzioni, vale la pena proteggersi da coloro che manipolano gli altri.Ma come si fa a distinguere qualcuno che ci sta manipolando da qualcuno che invece non lo sta fa...

e-artnow presents to you the greatest Christmas novels, magical Christmas tales, legends, most famous carols and the unique poetry of the giants of literature dedicated to this one and only holiday: The Gift of the Magi (O. Henry) The Holy Night (Selma Lagerlöf) A Merry Christmas & Other Christmas Stories (Louisa May Alcott) A Letter from Santa Claus (Mark Twain) Silent Night The Night After Christmas The Child Born at Bethlehem The Adoration of the Shepherds The Visit of the Wise Men As J...

What happens when the quest finds you**, despite your best efforts? A reluctant adventurer sets off on an unexpected journey in this broadly appealing fantasy at once earnest and self-aware, funny and heartfelt, and thoroughly charming.**Nell O’Dell yearns for a quiet life tending her garden and caring for her chickens. Unfortunately, her family runs the bustling Crossroads Inn—accommodating all species of patron from fairies to fauns to h...

Da alcuni anni, ogni mattina il mondo si sveglia sotto la minaccia di una nuova apocalisse. Per gli ecologisti è rappresentata dal cambiamento climatico. Governi, celebrità, organismi internazionali, grandi corporation, piccole ONG, si sono lanciate nella lotta contro il cambiamento. "Non è un cambio di stagione" è un viaggio in nove diversi paesi - Brasile, Nigeria, Niger, Marocco, Mongolia, Australia, Filippine, isole Marshall, Stati Uniti che stanno soffrendo maggiormente la minaccia cl...

Hospice chaplains have traditionally played a unique part in palliative care, providing human compassion and support to help ease life's final chapter. This book thoughtfully tackles the question at the heart of modern hospice chaplaincy: do chaplains have a distinctive role in an increasingly secular society?A comprehensive look at why and how this work needs to be done, each chapter will be a rich resource for hospice chaplains and anyone working within a hospice multi-disciplina...

Nobody has a perfect mother. And, despite what some pushy moms would have us believe, nobody has a perfect daughter, either. It's sometimes hard to communicate with each other, but what can you do? Should you turn to Dr. Phil, psychotropic drugs, a hit man? No! Here's the solution: It's so simple, so obvious, so painless---the movies!Drawing on more than twenty years of watching movies together, real-life mother and daughter Rosemary Rogers and Nell Rogers Michlin offer plot synopse...

From the earliest stories recorded among the Choctaw in the 1700s to the most recent stories being told today, Choctaw Tales: Stories from the Firekeepers amasses the most comprehensive collection of oral traditions of the Mississippi Band of Choctaw Indians ever published. Originally published in 2004, Choctaw Tales was a celebration of the art of storytelling, including myths, legends, supernatural tales, prophecies, historical anecdotes, tall tales, and animal stories....

Join brave little Nell and her beloved companion Cave Bear in this second charming and delightful adventure from renowned illustrator Martin Brown (The Horrible Histories).Nell and Cave Bear and their Clan have been living with the Sea Clan for some months when the Cave Clan decide it's time to move on. To their surprise Nell decides to stay with them - she's made good friends and soon meets the animal healer who lives nearby. The healer has taken a brown ...

How did a husband & wife Telepathy act fake the ability to read minds & send thought-messages, without a word ever being spoken?Piddington's Secrets - We know how they did it! Designated 5 stars through its reviews across the world..Finally, the unfathomable mystery behind the world's most baffling telepathy act is revealed after 70 years of silence. Martin T Hart takes us on a fascinating and detailed journey into the lives of 'The Amazing Piddingtons' and the cunning meth...

In the enchanting collection, *The Santa's Great Treasure Chest: 450+ Christmas Novels, Tales, Carols & Legends,* readers are invited to embark on a literary journey through the multifaceted world of Christmas narratives. This anthology offers a kaleidoscope of stories, carols, and legends, skillfully encapsulating a range of emotions and experiences tied to the festive season. The compendium includes tales of joy, wonder, and reflection, with standout pieces that capture the essence of Ch...