One mistake. One lawsuit. And everything you’ve built—gone. Imagine this:You’re sitting at a red light when someone bumps your car. It feels like nothing. No police, no ambulance, just a scratch.Three months later? A lawsuit.A sympathetic jury.A $2.8 million judgment that wipes out your savings, your home, your retirement—and even your children’s college fund. This is not a rare story. One in five American families faces a lawsuit each decade, and most lose everything because they rely on ...