Every credit file that comes back to haunt you looked perfectly fine on the day it was approved.Every credit officer learns one painful truth sooner or later: a credit decision is judged twice. First, on the day you sanction. Then, months later, when an audit, inspection, vigilance review, or a sudden stress event asks the only question that matters: what was your basis?The Fearless Credit Professional is written for that second day.FACT #1: Strong underwriting and c...

What If You Could Handle Every Banking Challenge Like a Seasoned Expert?No banker starts their career knowing exactly how to handle every intricate situation. Imagine effortlessly managing garnishee orders, bank guarantees, fraudulent collateral pledges, or the complexities of nomination disputes without a moment’s hesitation—with absolute confidence?Banking success isn't measured by routine tasks alone but by how confidently you tackle critical situations. Whether it’s det...

Since the pioneering work of Donald and his first Lancet paper in 1958, the use of ultrasound in obstetrics and gynaecology has evolved rap idly. The introduction of grey scale techniques enhanced our ability to identify different tissues on the basis of their texture. However, it was the introduction of the linear array real-time scanner in the mid seven ties that changed ultrasound from being an "eccentric art form" to a readily available and usable technique. This led to the first repor...

You dream of love that's perfect, Instagram-worthy, and straight out of a romcom-but reality hits like spilled coffee and a disastrous first date. You crave excitement, but suddenly your life is full of awkward misunderstandings, office chaos, and the occasional heartbreak without warning. The audacity.That flirt? Heart-stopping. That kiss? Unexpected. But the timing? Terrible. And your ex? Still popping up like a bad plot twist.Meet Lexie Johnson-twenty-something, ambitiou...

One Life, the Layovers and Memories: A Hotelier's Inspiring Memoir of Resilience and PerseveranceAbout The Author: Vipin Khullar is a seasoned hotelier and food & beverage professional with a diverse global background. A graduate of Delhi University with specialized diplomas in the hotel industry, Khullar has honed his skills as a professionally trained chef and hospitality leader, working with renowned brands like the Taj Group of Hotels and Marriott Inter...

“He never wants to touch me any longer, Natasha. It's like he's impotent or something.”“That's not impotence, that's just what being married is like!”Raising three beautiful children in her beautiful Bombay home with her aristocratic husband of 15 years – every bit the prince you read about in fairy tales – Natasha has it all. But when her closest friend drops the bombshell that she isn't entirely fulfilled by her family and is having an affair, Natasha beg...

Activism. Art. Community care. Education. These are the hallmarks of the work done by the youth highlighted in this collection featuring LGBTQ+ leaders working to make our world more inclusive.Civil Rights activist Marian Wright Edelman once said, "You can't be what you can't see."In this collection of short biographies, readers will see the example of thirty young trailblazers representative of a generation that values intersectional, collaborative social ...

A deep dive into the visual forms, material contexts, social lives, and global circulations of booksIn the twenty-first century, debates on the future of books and print culture have intensified with the rise of digital technologies, and the contemporary art world has witnessed an explosion of interest in the book form. Amid this artistic and intellectual activity, there has been little scrutiny of book arts in South Asia and their particular ontologies, histories,...

What is happiness? Where can we find it? Is it in the innocent safety of our homes, or in the full exploration of our potential? Is it when we are alone, or when there are others around to share it with?This book is a tale of Pihu, the peacock. Pihu was not just any peacock—he was special. He was the most beautiful dancer. Then how could he lead an ordinary life? Of what use would his talent be if it stayed hidden behind the forest greens?He found someone who took him out f...

The artificial intelligence-based framework, algorithms, and applications presented in this book take the perspective of Society 5.0 – a social order supported by innovation in data, information, and knowledge. It showcases current case studies of Society 5.0 in diverse areas such as healthcare, smart cities, and infrastructure.Key Features:Elaborates on the use of big data, cyber-physical systems, robotics, augmented-virtual reality, and cybersecurity as pillars for ...

Natural language processing enables communication between people and computers as well as automatic translation to facilitate easy interaction with others around the world. This new volume focuses on natural language processing in conjunction with artificial intelligence and allied areas, discussing advanced applications, approaches, and techniques for computational models of information and how they are presented by language (artificial, human, or natural in other ways). It looks at intel...

One question which, in its two simple words, holds the power of all curiosity, imagination and dreams...Just two words which clearly say that the world that we see is not all... that there is a wider, deeper world full of possibilities. Just two words which stir up all the could-be’s and should-be’s. Who wouldn’t be tempted to know what these words have to offer?But then, who knows which gates open when we chant the words…What if?