Reclaim your peace of mind, secure your income and make the most of the years ahead. This practical guide helps you plan with confidence in a changing financial world, avoiding costly mistakes and taking control of your retirement future.Digital tools, pensions and healthcare can feel complex, but you don't need to figure it out alone. You'll learn how to maximize your UK State Pension, optimize your tax position, protect your savings and design a lifestyle you tru...

Young people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement.It provides an introduction to some of the essential foundations of a modern unde...

There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals.This unique book explores how making effective and practical use of ...

National pension systems face a range of tough social and economic demands and pressures. These are complex to navigate, especially in a twenty-first century world that has ushered in global uncertainty and pressing challenges – even threatening the planet’s very sustainability – with implications for pensions that policymakers, financial services providers and individuals themselves must address.This book probes, and unpacks, what pension systems aim to achieve, the uncertainties ...

Retirement planning has never been more complex. With yearly changes to the policies and professional advice, it can be overwhelming. That's where The Good Retirement Guide 2024 can help.Retirement can be the perfect opportunity to discover new opportunities and to fulfil long-waited experiences, but many are unsure on how to best approach retirement planning and what it entails. This essential guide is here to help navigate the lead up to retirement with ...

Financial services are an ever increasing part of the infrastructure of everyday life. From banking to credit, insurance to investment and mortgages to advice, we all consume financial services, and many millions globally work in the sector. Moreover, the way we consume them is changing with the growing dominance of fintech and Big Data. Yet, the part of financial services that we engage with as consumers is just the tip of a vast network of markets, institutions and regulators – and fraud...

About the authorsJonquil Lowe is an economist who worked for several years in the City as an investment analyst, and is a former head of the Money Group at Which?. She now splits her time between working as a freelance financial researcher and journalist and as a Lecturer in Personal Finance with The Open University. Jonquil holds the Diploma in Financial Planning and researches and writes extensively on all areas of personal finance. She is the author of over 20 b...

'The most damaging half truth for savers is “performance matters more than expenses”. Read this book carefully and the financial services industry will have one fewer easy victim, but you will have a sound base for a lifetime of successful investment.'Martin White, Chair of UK Shareholders AssociationThis is one of those great big books to buy and then tuck away for constant reference. It's a tour through everything from managing a portfolio to esta...

Investing can be fun as well as rewarding. It could certainly earn you much more than you could gain by sticking your money in a bank account. It really does not require much to make money from the stock market - just an understanding of a few simple concepts and the following of a few rules.Written by the UK’s most successful writer on investing, Get Started in Shares explains in very clear and simple terms what shares are, how they are traded and what to look out for as ...

Anthony Bolton is Britain’s best-known and longest-serving fund manager. He is a Fidelity Investment award winner, feted newspaper columnist and instantly recognisable financial name.Over twenty five years he delivered an exceptional annual return of 20% on his Special Situations Fund, compared with 7.7 % for the FTSE All-Share index. His strategy, which blends analysis of a company’s books with quizzing the management and studying performance graphs, has an enviable track record.

Introduction to Private Equity is a critical yet grounded guide to the private equity industry. Far more than just another introductory guide, the book blends academic rigour with practical experience to provide a critical perspective of the industry from a professional who has worked at many levels within the industry, including insurance, funds of funds, funds and portfolio companies.The book looks at private equity from the point of view of the individual or the busines...

Lending is one of the most important functions of any financial institution. If not managed properly, it can lead to credit quality problems, threatening the existence of the financial institution. To manage the lending function properly and mitigate credit quality problems, bank loan officers should be adequately trained in risk assessment techniques. No single textbook has previously covered credit risk analysis and lending management in a comprehensive and complete manner.'Credit...